Answer: B) FALSE. Recommendations from the American Medical Association and American Cancer Society provide useful guidelines, but the appropriate level of preventive care for you depends on your age, risk factors and personal health history. Talk with your doctor to determine how often you should receive wellness exams, tests and screenings. And when you do, be honest about your lifestyle habits, so your doctor gets a true picture of your risk factors. TIP: Many health plans cover preventive care at 100% with no deductible, so there’s no out-of-pocket cost. Check your own coverage.