Internet Tips


Let's face it, we've all come to depend on the internet for news, information and entertainment. But, there are a lot of people out there who would like to ruin our day.

In an age where indentity theft can happen to the most careful person, it makes sense to educate ourselves on some of the tricks that are being used against us.

EMAIL Scams

In general, NEVER,EVER respond to an email that wants you to verify your bank account, or any other account information. This includes ebay, amazon.com. These emails are"Phishing" for gullible people's personal info. Don't be fooled by these tricky attempts. The email may even have your bank's official logo in it. Banks do not send emails like this. They are ALL scams. Sometimes they will make it sound URGENT and you MUST respond IMMEDIATELY or your account will be closed. Scam,scam,scam. When in doubt, simply call your bank.

Another Very useful site to check out possible scams is http://www.snopes.com They cover it all..

To lessen the number of email spams you get, just forward them to the Government's anti spam center.

If you get spam email that you think is deceptive, forward it to spam@uce.gov

Investment/Securities Scams can be forwarded to enforcement@sec.gov

Attempts to Unlawfully Sell Prescription Medications Online forward to webcomplaints@ora.fda.gov

For more information go to SEC's Office of Internet Enforcement Complaint Center (http://www.sec.gov/complaint.shtml)

In general, if you don't the sender just delete it. Never click on any links they have in the email, especially the ones that say "Click here to remove your name from our list." This only lets them know that your email address is an active one and it is worth more money to them when they resell your name to another spammer.
IF it sounds too good to be true.....
We've all heard this saying, but it's really important to think about this when you see an email from someone "in trouble" with his bank account in Africa, or Asia, and all they need is a few hundred dollars from you to "free up" his $100,000 dollar account, which he will be happy to share with you for helping him out. All kinds of bells should be going off in your head. There are a lot of variations on this theme. Don't ever give a little money to get a lot. They are all scams.
FRAUDULENT GRAND JURY SUMMONS or other threats.
This one is currently circulating:
04/17/08?The IC3 warns consumers of recently reported spam e-mail containing a fraudulent subpoena notifying recipients they are commanded to appear and testify before a Grand Jury. The e-mail attempts to appear authentic by containing a court case number, federal code, name and address of a California federal court, court room number, issuing officers? names, and a court seal. Recipients are directed to click the link provided in the e-mail in order to download and print associated information for their records. If the recipient clicks the link, malicious code is downloaded onto their computer. The e-mail also contains language threatening recipients with contempt of court charges if they fail to appear. Recipients are also told the subpoena will remain in effect until the court grants a release. As with most spam, the content contains multiple spelling errors. If you receive this type of notification and are unsure of its authenticity, you should contact the issuing court for validation. Be aware; if you receive an unsolicited e-mail, especially from an unknown sender, it is recommended you do not open it. If you do open the e-mail, do not click any embedded links, as they may contain a virus or malware.
Certain Internet Sites
There are certain types of sites that are just too dangerous to use, and should be avoided completely. These sites often will secretly download viruses, spy ware or other malicious programs to your computer. Sites that offer free music, gaming tips, gambling, sex are all sources for unwanted problems. Just don't go there.
Antispyware and Antivirus Software
It is a good idea to use both a good antispyware program and a antivirus program. Believe me that getting these and updating them frequently will be money well spent. Some of these are even free. Check with your internet provider to see if they offer free versions of these programs. Some common anti virus programs include Norton, McAfee. Some of the better anti spy ware programs include: SuperAntiSpyWare ,Windows Defender or Ad-Aware. I've found spybot-search and destroy to be extremely effective with Vista; and it is free Run these programs weekly.
If your computer does get a persistent bug, try booting your computer up in "Safe Mode" and then running your virus scans and anti spy ware programs. Safe mode will often inhibit the virus' ability to hide itself. If all else fails, you can call the Geek Squad at your local Circuit City or computer store.

If you want to share your bad experiences on the internet with the other Chrysler Retirees, send me your story and I will try to post a few of them here.